Lending Club and Keep the Change portfolio update

So now that March is here, I wanted to give an update on my new “portfolio”, which is really more of a savings vehicle than a portfolio when you think about it. By using my debit card instead of my airline rewards card, I “saved” $9.32 in February via Keep the Change transfers in my Bank of America account. I rounded this up to $10 and initiated a transfer to my Lending Club account this morning. This money will be invested in a new loan note as soon as I have $25 in cash available.

Now to the even better news. Based on my first month of investing at Lending Club, I am currently earning a Net Annualized Return of 13.74%!

All ten of my notes are issued and current, and I have roughly $9 in cash in the account. Combined with next month’s payments and March’s transfers from Keep the Change, I should be able to invest in a new note next month.

This graph makes me feel pretty good about how things are going so far:

As long as I continue to stay on the right side of this distribution I will be satisfied, and continue to invest more and more money into the Lending Club system.

See my original review of Lending Club here.

Final Fantasy for iPhone walkthrough

So I was looking forward to Final Fantasy for the iPhone ever since Square announced that it would be coming out, as well as Final Fantasy II. I’ve been playing it since the day it was released, although I haven’t been able to really dedicate a lot of time to it.

In the interest of time, I figured I would try and find a walk through for Final Fantasy to make sure my memory was as good as I think it is. After all, when I played the original on NES, I wasn’t even in high school yet.

So it appears that no one has created a walkthrough for this specific version of the game, but luckily, I found an original that should work just fine since the content of the game is the same.

Click here for the Final Fantasy walkthrough

In case you are wondering, my part is made up of:

Fighter/Monk/Thief/Red Mage

Here is a shot of my party in Elfheim.

I wish you all good luck in the battle against Chaos.

It’s been a very rough/busy few weeks…

The past few weeks I have been completely swamped with the end of another session of business school, sending out all of the auctions, and work being, well, work. Maybe I’ll elaborate on that some day. Anyways, I have a few blog posts that I would like to write this week and next as I ease into the next session of classes. This session will be another double session for me, as I will be taking:

  • BUS 270: Financial management
  • BUS 260: Decision making analysis

I don’t want to jynx anything, but I think 260 should be fairly easy for me, since it is basically what I do for a living. Until next time, stay well.

Charity auctions are over….

Well, I have to be honest. I was disappointed with the way that my T-shirt and sweatshirt auctions went. Quite a few of the shirts didn’t even sell for the 99 cents that I started them at, and a few of them sold for exactly 99 cents.

Even with the incentive that the auctions were being held in the name of charity, it just didn’t spark much interest. So I have decided to err on the side of generosity. I am going to donate all of the shipping and handling money that was paid as well, to help increase what the SFSPCA will be receiving this month. So since my PayPal account was empty at the beginning of these auctions, it looks like the donation will be roughly $335.

That said, I think this is a pretty nice sized donation to make. But seeing that number and knowing that how little some of the shirts sold for, it would have been nice to raise up closer to $500.

Update on Business school

I haven’t written to give an update on my MBA in quite some time so I figured this would be as good of a time as any. The spring semester of the part-time program at San Jose State University begins right after the new year, so I am already midway thru the two courses that I am taking. Both classes are core requirement classes:

  • BUS220 is Accounting Principles
  • BUS250 is Managerial Law and Ethics

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Spring cleaning starts a little early this year

So it is only the end of January, but Stacy and I decided to do some elbows-deep spring cleaning on Sunday. We went thru each of our closets, pulled out the items that we don’t wear anymore, and this went into two piles. Goodwill and eBay. Actually only my things went to eBay, and the rest of my stuff and all of her stuff went to Goodwill.

We dropped off two large bags of clothes at the Sunnyvale Goodwill location, and the rest is now bagged up and waiting to bring it over.
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