Comments on: « Will that be credit or debit? http://perfectmike.com/2010/01/11/will-that-be-credit-or-debit/ The pursuit of being Healthy, Wealthy, and Wise. Sat, 05 May 2012 11:52:00 +0000 hourly 1 http://wordpress.org/?v= By: Lending Club and Keep the Change portfolio update | PerfectMike.Comhttp://perfectmike.com/2010/01/11/will-that-be-credit-or-debit/comment-page-1/#comment-2287 Lending Club and Keep the Change portfolio update | PerfectMike.Com Tue, 09 Mar 2010 16:38:53 +0000 http://perfectmike.com/?p=675#comment-2287 [...] which is really more of a savings vehicle than a portfolio when you think about it. By using my debit card instead of my airline rewards card, I “saved” $9.32 in February via Keep the Change transfers in my Bank of America [...] [...] which is really more of a savings vehicle than a portfolio when you think about it. By using my debit card instead of my airline rewards card, I “saved” $9.32 in February via Keep the Change transfers in my Bank of America [...]

]]> By: Mikehttp://perfectmike.com/2010/01/11/will-that-be-credit-or-debit/comment-page-1/#comment-2193 Mike Mon, 11 Jan 2010 15:06:04 +0000 http://perfectmike.com/?p=675#comment-2193 Jason, There are two main things to watch out for on credit cards. Annual fees and high interest rates. If you pay off your balances every month, then the interest rates aren't a large concern. I would look for a card with no annual fee that offers rewards that interest you. This may be tied to an airline you fly often, or something more general like American Express rewards to get gift cards at stores you shop at frequently, such as Nike. Jason, There are two main things to watch out for on credit cards. Annual fees and high interest rates. If you pay off your balances every month, then the interest rates aren’t a large concern. I would look for a card with no annual fee that offers rewards that interest you. This may be tied to an airline you fly often, or something more general like American Express rewards to get gift cards at stores you shop at frequently, such as Nike.

]]> By: Mikehttp://perfectmike.com/2010/01/11/will-that-be-credit-or-debit/comment-page-1/#comment-2695 Mike Mon, 11 Jan 2010 15:06:00 +0000 http://perfectmike.com/?p=675#comment-2695 Jason, There are two main things to watch out for on credit cards. Annual fees and high interest rates. If you pay off your balances every month, then the interest rates aren't a large concern. I would look for a card with no annual fee that offers rewards that interest you. This may be tied to an airline you fly often, or something more general like American Express rewards to get gift cards at stores you shop at frequently, such as Nike. Jason, There are two main things to watch out for on credit cards. Annual fees and high interest rates. If you pay off your balances every month, then the interest rates aren’t a large concern. I would look for a card with no annual fee that offers rewards that interest you. This may be tied to an airline you fly often, or something more general like American Express rewards to get gift cards at stores you shop at frequently, such as Nike.

]]> By: Jason Barrowhttp://perfectmike.com/2010/01/11/will-that-be-credit-or-debit/comment-page-1/#comment-2192 Jason Barrow Mon, 11 Jan 2010 14:39:59 +0000 http://perfectmike.com/?p=675#comment-2192 I'm in need of a credit card overhaul. I use my credit card a lot (I don't even have a debit card), probably more than the average consumer. I just have a Visa Platinum Plus card, which as far as I know doesn't have any rewards on it.If I'm using my card as much as I do I should be taking advantages of rewards, right? I'm assuming there's no downside to a card with better rewards if I pay my bill immediately? I usually pay off the credit card while the transactions are still pending. I’m in need of a credit card overhaul. I use my credit card a lot (I don’t even have a debit card), probably more than the average consumer. I just have a Visa Platinum Plus card, which as far as I know doesn’t have any rewards on it.

If I’m using my card as much as I do I should be taking advantages of rewards, right? I’m assuming there’s no downside to a card with better rewards if I pay my bill immediately? I usually pay off the credit card while the transactions are still pending.

]]> By: Jason Barrowhttp://perfectmike.com/2010/01/11/will-that-be-credit-or-debit/comment-page-1/#comment-2694 Jason Barrow Mon, 11 Jan 2010 14:39:00 +0000 http://perfectmike.com/?p=675#comment-2694 I'm in need of a credit card overhaul. I use my credit card a lot (I don't even have a debit card), probably more than the average consumer. I just have a Visa Platinum Plus card, which as far as I know doesn't have any rewards on it.If I'm using my card as much as I do I should be taking advantages of rewards, right? I'm assuming there's no downside to a card with better rewards if I pay my bill immediately? I usually pay off the credit card while the transactions are still pending. I’m in need of a credit card overhaul. I use my credit card a lot (I don’t even have a debit card), probably more than the average consumer. I just have a Visa Platinum Plus card, which as far as I know doesn’t have any rewards on it.

If I’m using my card as much as I do I should be taking advantages of rewards, right? I’m assuming there’s no downside to a card with better rewards if I pay my bill immediately? I usually pay off the credit card while the transactions are still pending.

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